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Calculators

How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

Annuity Tax Advantages

What are the tax advantages of a fixed deferred annuity?

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Savings Goals

How much should I save to reach my financial goal?

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Retirement Savings 

Are you saving enough for retirement?

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Living Expenses

How much am I spending?

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Life Insurance Benefits

How long will my life insurance benefits last?

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Savings in Retirement

How long will my savings last in retirement?

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Cost of Long-Term Care 

What is the cost of long-term care?

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Funeral Costs and Final Expenses

Understanding how much the average funeral costs.

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Disclosure

Wayne Rector is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #910129), AZ, CA (CA Insurance License #0I81850), CO, DC, FL, IA, IL, KY, MO, MS, NC, NV, NY, OH, PA, SC, SD, TX, VA, and VT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Wayne Rector is licensed and authorized to offer insurance in California and Arkansas, but Captifi Wealth Solutions, LLC may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Wayne Rector is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4614 Macklind Ave, Saint Louis, MO, 63109, 314-480-6786. In this regard, this communication is strictly intended for individuals residing in the states of AR, CA, CO, DC, FL, IA, IL, KS, KY, LA, MA, MO, MS, NC, NV, NY, PA, SC, SD, TX, VA, and VT. No offers may be made or accepted from any resident outside the specific states referenced.

Wayne Rector is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, CA, CO, DC, FL, IA, IL, KS, KY, LA, MA, MO, MS, NC, NV, NY, PA, SC, SD, TX, VA, and VT. As such, these services are strictly intended for individuals residing in the states referenced.

Captifi Wealth Solutions, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither Captifi Wealth Solutions, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

For more information about NYLIFE Securities LLC and its investment professionals.

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